Why you need to insure your mobile phone

According to statistics in excess of 100,000 mobile phones are lost and stolen every month, and in excess of 70,000 phones are reported damaged.

Over 40% of all car crimes are attributable to mobile phone theft. You need specialist cover.

Regular household, office or motor policies do not offer adequate protection.


If your phone is not covered its theft could result in you losing your business/personal phone number, and incurring costs for new equipment and new connection charges.

As well as running off with your phone a thief could run up your phone bill.

Can you afford to be without your mobile phone?



A common mistake is for people to believe that should they lose the phone or have it stolen then their contract is null and void. This isn't the case. Whether you have the phone in your possession or not, you are still liable for 12 months line rental.

Without insurance you have two options: keep paying the line rental for the remainder of the contract period or else replace the phone. When you sign a contract, networks subsidise the cost of the phone which keeps the price down. The networks will not replace the phone for the original price, leaving you with a bill for £450 or more.

When purchasing a phone customers should be made aware of the risks that lie ahead.

1. Breakdown
2. Damage
3. Stolen
4. Water damage
5. Loss


Purchasing insurance should be taken just as seriously
as purchasing the phone itself.


CUSC Cover and Costs


Protect your mobile phone with FoneGuard for:

£3.45 per month, or £39.99 per annum.


FoneGuard mobile phone insurance cover is available on most handsets -


New, and second-hand models.


What is covered?

· Theft (including theft from an unattended vehicle)
· Accidental damage
· Water damage
· Call protection up to £1000 (unauthorised call abuse)
· World-wide cover


Remember:


· The cost of a new phone is heavily subsidised by the networks
but if you are forced to buy a replacement it isn't.
· The replacement price for the handset will be more than at
the time of purchase and could be £450 or more.


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